DIVE AND TRIP INSURANCE

Dive and Travel Insurance

Insurance exists to protect us against unpredictable expenses. We insure our cars, our homes, our health and our valuables. Doesn't it make sense to insure yourself against the unexpected while you enjoy your favorite recreational activity?

Divers Alert Network (DAN) offers both Dive Accident Insurance as well as Travel and Medical Emergency Coverage.                                                                            
                                        

Joining Divers Alert Network (DAN)

Divers Alert Network (DAN) membership offers a host of benefits:

• DAN Members receive $100,000 of emergency medical evacuation assistance coverage. This benefit is valid for diving and nondiving medical emergencies anytime you travel more than 50 miles from home.

• Assistance through DAN TravelAssist.  DAN TravelAssist offers around-the- clock access to skilled support such as prescription assistance, medical monitoring, emergency messaging, translator referrals and more.  

• Alert Diver Magazine. Now available on iPad and Android, this award-winning publication is shipped exclusively to DAN Members and features the latest in dive safety, education, medicine, travel, photography and more.

• Access to Dive Accident Insurance. 

Join Divers Alert Network

Dive Accident Insurance

Your primary medical insurance may exclude scuba diving as a hazardous recreational activity and/or may not provide coverage when are you traveling out of the country.  If it does provide coverage, it may only pay a minimal amount for chamber treatments.  There are also often large out-of-pocket payments for deductibles and co-pays.  

The DAN Dive Accident Insurance Plans are recognized worldwide and can be confirmed 24 hours a day through the DAN Emergency Hotline.

What is covered by Dive Accident Insurance?

• Medical Dive Accident Coverage
• Hyperbaric Chamber Treatment
• Physician's Charges for Hyperbaric Chamber Treatment medical care and surgical operations
• Ambulance transportation by ground, air or marine ambulance services to the nearest Hospital or Hyperbaric Chamber where prescribed care or treatment can be given
• Hospital charges
• Extra Transportation
• If an insured person is prevented from using their purchased ticket to return home based on the written advice of the attending Physician because of a Covered Diving Accident, the coverage pays for the cost of transportation for the return trip home.
• Extra Accomodation
• If an insured person is delayed from returning home based on the written advice of the attending Physician because of a Covered Diving Accident, the coverage pays the cost of extra accommodations for the duration of the delay.
• Lost Diving Equipment
• Coverage is for diving equipment that is worn on the diver's person that is "cut loose" and is lost or damaged as a result of a Covered Diving Accident. This coverage excludes watches, torn straps or buckles, or photographic equipment.

This is a brief summary of covered events. Additional events may have coverage. 

To learn more click here.

Travel and Medical Emergency Coverage

Travel insurance gives travelers coverage for unforeseen problems, from a cancelled flight to a serious illness—or in rare cases, even an act of terrorism or the financial default of a travel supplier. If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they can face two potentially significant major financial losses—money invested in nonrefundable pre-payments, and medical expenses that in many instances may not be covered by health insurance. You can get Trip Insurance for just that one special trip or for two or more trips. 

• When can I buy travel insurance?
  • Coverage can be purchased up to 24 hours prior to departure. However, if an unforeseen event occurs, coverage must be in force prior to the event happening or being announced in order to provide coverage for the event. 

• What are covered events?
• You never know what might happen on your vacation, but certain disruptive events can be covered by DAN Travel Insurance. Consider these real-life scenarios:

• Sickness, Injury and Death: You become sick or injured, or a non-traveling family member passes away and you are unable to make the trip or must return home early.

• Adverse Weather: Your flight is canceled due to adverse weather such as a hurricane or snowstorm.

• Job Loss: After at least one continuous year of employment you are laid off and can't go on your trip.

 This is a brief summary of covered events. Additional events may have coverage. 

To get a quote and see the differents plans click here.